Terms and Conditions for Investment Case UK

Last Updated: 7th June 2025

Please read these Terms and Conditions (“Terms”) carefully before using the financial market data products and services (“Service”) offered by Investment Case UK (“we,” “us,” or “our”). By accessing or using the Service, you (“Customer,” “User,” or “you”) agree to be bound by these Terms and all policies referenced herein. If you do not agree to these Terms, you must not access or use our Service.

1. Introduction

These Terms govern your access to and use of our subscription-based financial market data products. Our Service primarily involves the weekly delivery of financial market data to Customers exclusively via Excel data files.

2. Definitions

• “Service” refers to the financial market data products and services provided by Investment Case UK under these Terms, specifically the weekly delivery of Data via Excel data files.
• “Data” refers to all financial market data, information, content, charts, analyses, and other materials contained within the Excel data files provided as part of the Service.
• “Subscription” refers to the recurring payment plan that grants you access to specific Data products and Service features for a defined period (e.g., monthly, yearly).
• “Customer” or “User” refers to any individual or entity that accesses or uses the Service.
• “Website” refers to [Your Website URL, e.g., investmentcases.com], or any other digital platform through which the Service is managed (e.g., subscription management).

3. Subscription

3.1 Subscription Model

Our Service is provided on a subscription basis. You must select a Data Product and Subscription tier (e.g., monthly, yearly) and agree to the associated fees to receive the Data. Details of available Subscription tiers, features, and pricing are published on our Website. As part of your Subscription, Data will be sent to you weekly in Excel data files.

3.2 Payment Terms

You agree to pay all fees associated with your chosen Subscription in accordance with the payment terms specified at the time of purchase. Payments are typically charged [e.g., monthly, annually] in advance. You authorise us to charge your designated payment method for all applicable fees. All fees are exclusive of VAT or other applicable taxes, which shall be added at the prevailing rate if required by law.

3.3 Automatic Renewal

Unless otherwise stated, Subscriptions automatically renew at the end of each billing cycle. By continuing your Subscription, you authorise us to charge the then-current Subscription fee to your payment method. You will be notified of any changes to the Subscription fee in advance.

3.4 Cancellation and Refunds

You may cancel your Subscription at any time by accessing your WordPress account settings on our Website or by notifying us in writing via email.

• Monthly Subscriptions: If you cancel a monthly Subscription, your access to the Service and Data delivery will cease at the end of your current monthly billing cycle. You will be liable for the full Subscription fee for that current billing cycle. No refunds will be provided for the current month’s subscription.
• Yearly Subscriptions: If you cancel an annual Subscription, your access to the Service and Data delivery will cease at the end of the current billing month. A pro-rata refund will be issued for any remaining full months of your Subscription period from the date of cancellation minus the discounted fee offered to you. For example, if you cancel a yearly subscription after 3.5 months, you will be charged for 4 months, and refunded for the remaining 8 months.

3.5 Changes to Subscription and Pricing

We reserve the right to modify Subscription tiers, features, and pricing at any time. We will provide you with reasonable advance notice of any price changes that will affect your recurring Subscription, typically by email to the address associated with your subscription. Your continued use of the Service after such changes constitutes your acceptance of the new pricing.

4. License to Use Data

4.1 Grant of License

Subject to your compliance with these Terms and your Subscription, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Data solely for your personal, internal analysis and investment decision-making purposes.

4.2 Permitted Use

The Data may be used for:

• Personal investment analysis.
• Internal research and development.
• Educational purposes, provided that the source (Investment Case UK) is clearly attributed.

4.3 Restrictions on Use

You expressly agree that the Data delivered to you is for your exclusive use as a paying subscriber. You expressly agree not to:

• Share the Data: Redistribute, retransmit, publish, sell, license, rent, lease, or otherwise make the Data available to any third party (including, but not limited to, colleagues, friends, family, or online forums), whether for commercial gain or otherwise, outside of your personal Subscription.
• Use the Data to create or enable any competing product or service.
• Reverse engineer, decompile, disassemble, or modify any part of the Service or Data.
• Use the Data for any unlawful purpose or in any manner that violates applicable UK laws or regulations (including but not limited to financial promotions regulations, market abuse regulations, and data protection laws).
• Use any automated system or software to extract Data from the Service (e.g., screen scraping, web crawling) without our express prior written consent.
• Display the Data on any publicly accessible website or platform without our explicit written permission.
• Represent yourself as an agent or representative of Investment Case UK.

Violation of this data sharing restriction will result in immediate termination of your Subscription and cessation of Data delivery, with no refund for the current Subscription period.

4.4 Intellectual Property

All intellectual property rights in the Service and the Data, including copyrights, trademarks, database rights, and any other proprietary rights, belong exclusively to Investment Case UK or its licensors. Your Subscription grants you only a limited license to use the Data as set forth in these Terms; it does not transfer any ownership rights.

5. User Responsibilities

5.1 Accurate Information

You agree to provide accurate, current, and complete information when registering for and using the Service and to update this information promptly if it changes.

5.2 Compliance with Laws

You agree to comply with all applicable laws and regulations in connection with your use of the Service, including but not limited to financial services regulations, data protection laws (including the UK GDPR and Data Protection Act 2018), and export control laws.

6. Disclaimer of Financial Advice

WE ARE NOT FINANCIAL ADVISORS AND DO NOT OFFER FINANCIAL ADVICE.

The Data provided through our Service is for informational and educational purposes only. It is not intended as, and should not be construed as, financial, investment, legal, tax, or other professional advice. We do not provide recommendations or endorsements regarding any financial products, securities, or investment strategies.

All investment decisions you make based on information or Data obtained from our Service are solely your responsibility. Investing in financial markets involves significant risk, and you may lose some or all of your capital. You should consult with a qualified financial professional before making any investment decisions.

We do not guarantee the accuracy, completeness, timeliness, or reliability of any Data. Past performance is not indicative of future results.

7. Data Accuracy and Availability

7.1 No Guarantees

While we strive to provide accurate and timely Data, we do not guarantee that the Service will be uninterrupted, error-free, or free from delays, inaccuracies, or omissions. Data may be subject to delays, omissions, or inaccuracies due to various factors, including data sources, transmission issues, or technical faults. We are not responsible for any issues arising from the delivery of Data to an incorrect or outdated email address if you have not updated your account information.

7.2 Maintenance

We may, from time to time, need to perform maintenance on the systems supporting the Service or Data delivery, which may result in temporary interruptions or unavailability. We will endeavour to provide advance notice of scheduled maintenance where reasonably possible.

8. Limitation of Liability

8.1 Exclusion of Certain Damages

To the fullest extent permitted by law, Investment Case UK, its directors, employees, affiliates, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business, goodwill, or opportunity, arising out of or in connection with your use of, or inability to use, the Service or the Data, even if we have been advised of the possibility of such damages.

8.2 Cap on Liability

In no event shall our total aggregate liability to you for all damages, losses, and causes of action (whether in contract, tort, including negligence, or otherwise) exceed the total amount paid by you for the Service in the twelve (12) months immediately preceding the date of the claim.

8.3 No Liability for Investment Decisions

We shall not be liable for any losses or damages incurred by you as a result of your investment decisions, which are made at your sole risk.

8.4 Statutory Rights

Nothing in these Terms shall exclude or limit our liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under English law.

9. Indemnification

You agree to indemnify, defend, and hold harmless Investment Case UK, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable legal fees) arising from or in connection with:

• Your breach of these Terms.
• Your misuse or unauthorised sharing of the Service or Data.
• Your violation of any applicable law or the rights of a third party.

10. Termination

10.1 Termination by You

You may terminate your Subscription as per Section 3.4.

10.2 Termination by Us

We may suspend or terminate your access to the Service (including cessation of Data delivery) at our sole discretion, without prior notice or liability, if:

• You breach any material provision of these Terms, including but not limited to the Data sharing restrictions in Section 4.3.
• You fail to pay any fees due.
• We are required to do so by law or a regulatory authority.
• We discontinue the Service.

10.3 Effect of Termination

Upon termination, your right to use the Service and receive Data will immediately cease. Sections related to intellectual property, disclaimers, limitation of liability, indemnification, governing law, and general provisions shall survive termination. No refunds will be issued upon termination for breach of these Terms, as further detailed in Section 3.4.

11. Intellectual Property

As stated in Section 4.4, all content, features, and functionality of the Service (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Investment Case UK, its licensors, or other providers of such material and are protected by United Kingdom and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

12. Privacy and Data Protection

Your use of the Service is also governed by our Privacy Policy, located at [Link to your Privacy Policy, e.g., [investmentcase.com/privacy-policy], which explains how we collect, use, and protect your personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

13. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales.

You irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims).

14. General Provisions

14.1 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.

14.2 Entire Agreement

These Terms, together with our Privacy Policy and any specific Subscription agreements, constitute the entire agreement between you and Investment Case UK regarding the Service.

14.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

14.4 Force Majeure

We shall not be liable for any delay or failure in performance resulting from causes beyond our reasonable control, including, without limitation, acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labour or materials.

14.5 Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations under these Terms at our sole discretion.

14.6 Changes to Terms

We reserve the right to revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Service thereafter. Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes.

15. Contact Information

If you have any questions about these Terms, please contact us at:

Investment Case UK

data@invementcases.com